Restoring education to make the need for a teachers’ union obsolete

At the Teacher Freedom Alliance, we understand the challenges and risks educators face in today’s classrooms

That is why we offer access to comprehensive liability insurance, professional development credit hours, and time-tested alternative curriculums.

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How It Works

1

Superior Liability Insurance

Sign up for membership and gain immediate access to discounted liability insurance coverage through our partners. You must register as a TFA member to receive these discounts.

2

Dignifying Professional Development

Participate in excellent Professional Development opportunities that dignify the teaching profession. Only TFA members will have access to these free PD hours.

3

Alternative Curricula

Access alternative curriculums and teaching pedagogies ranging from the science of reading to classical mathematics to explicit instruction to the Socratic Method as a TFA member.

What Does Liability Insurance Cover?

Professional liability insurance provides robust coverage designed specifically for educators, ensuring you have the support you need when it matters most:

$2 Million in Professional Liability Coverage
Protect yourself against claims of bodily injury, property damage, or emotional distress that may arise during your teaching activities. This includes coverage for incidents such as student injuries or accidents in your classroom.
Job Action Protection
If you face disciplinary action, termination, or other employment-related disputes, you’ll have access to a local attorney to represent and defend you. Unlike union-provided protections, this coverage is guaranteed under your individual policy.
Legal Defense for False Claims
In cases of false accusations, such as slander or wrongful discipline claims, our insurance ensures you have the resources to defend your reputation and career.
Coverage Beyond the Classroom
Whether you’re teaching in-person or online, our policy extends to cover activities like tutoring, after-school programs, and professional development instruction

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"The Teacher Freedom Alliance is empowering and reenergizing teachers to fight for education and giving them access to information and resources they might never had gotten before."

Karin

Special Education Teacher

"There is so much power in realizing you are not alone. Teachers are in the frontlines of a very dysfunctional system and society. We are the foundation and future for the direction of both. Empowering teachers will help change our society in a good way, but there are so many teachers who are afraid to speak up. Thank you for helping us find each other and educate ourselves and others!"

Dave

High School Educator and Coach

How do Alternative Liability Insurances Compare

The Teacher Freedom Alliance partners' liability insurance stands out as a robust, non-union alternative for educators seeking comprehensive protection without compromising their values. Here’s how it compares to the liability insurance offered by the National Education Association (NEA) and the American Federation of Teachers (AFT):

Coverage Comparison

Feature	Teacher Freedom Alliance Partners	NEA/AFT (EEL Program)
Liability Coverage Limit	$2 million per occurrence	$1 million per occurrence.
Policy Holder	Policy is in your name as the educator, meaning you can file a claim at your own discretion	Policy is in the union’s name and claims are submitted to a union appointed committee who decides whether or not to file your claim.
Legal Defense Costs	Included in the $2 million coverage, with no deductible	Included, but subject to state-specific provisions and restrictions.
Attorney Fee Reimbursement	Up to $35,000 for certain actions not otherwise covered	Up to $35,000 for criminal actions if found innocent.
Bail Bond Coverage	Up to $1,000	Limited or unspecified.
Corporal Punishment Coverage	Fully covered under liability policy	Covered under specific circumstances.
Employment-Related Disputes	Guaranteed access to legal representation for job actions, disciplinary hearings, and termination cases	Provided but often tied to union discretion and local/state affiliate involvement.

Key Advantages of Teacher Freedom Alliance Partner Insurance

Professional liability insurance provides robust coverage designed specifically for educators, ensuring you have the support you need when it matters most:

1. Higher Coverage Limits

Our partners offer $2 million in liability coverage per occurrence—double the $1 million typically provided by NEA/AFT’s Educators Employment Liability (EEL) program.

2. Guaranteed Individual Policy

Unlike union-provided coverage, which is often discretionary and subject to union priorities, Teacher Freedom Alliance partners provide an individual policy in your name. This ensures guaranteed access to benefits when needed.

3. Non-Union Alternative

Many educators prefer alternatives that don’t require membership to a union they don’t agree with. Teacher Freedom Alliance partners provide high-quality protection without funding political agendas or union activities.

4. Broader Legal Support

Our partners policy includes up to $35,000 in attorney fee reimbursement for certain cases, plus bail bond coverage and defense for corporal punishment claims—all with no deductible.

Limitations of NEA/AFT Insurance

1. Union Dependency

NEA/AFT insurance is automatically included with membership dues which can be upwards of $1500 a year depending on your region. This also requires navigating union bureaucracy and local/state affiliates for claims processing.

2. Lower Coverage Limits

The $1 million liability cap may not be sufficient in severe cases involving significant damages or legal costs.

3. Discretionary Support

Legal assistance often depends on union priorities or approval from local representatives, potentially delaying support during critical situations.

Why Choose Teacher Freedom Alliance?

Ready to Join

With the Teacher Freedom Alliance, you gain access to superior liability protection tailored specifically for educators – without having to jump through the hoops of the expensive and corrupt NEA and AFT. Our partners’ policies empower you to teach confidently while ensuring you’re fully covered against legal and professional risks.

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